Your Will starts the plan.
Living Vault keeps it ready for life.
Tell us when life changes. Living Vault helps you review what may be affected, maintain your Will and estate record, and keep everything organised for the people who may one day need it.
Your Will is in your Vault from day one. Add unlimited updates for $25 a year to change it as life changes.
Keep it current
Guided life-change check-ins and supported amendments when your details or wishes change.
Keep it together
Your Will, assets, beneficiaries, executors and important estate information in one organised place.
Keep it ready
Will status, witnessing guidance, estate recommendations and a pathway to professional support when needed.
Your estate, kept current.
Marriage, a new child, a property purchase or a business sale can change what your estate plan needs to do. Report the change in your Vault and we’ll guide you through the information that may need review.
Included where it matters, priced where it doesn't.
High-severity flags - guardianship, trusts, business succession - are surfaced in your Vault with a clear recommendation. Every Will issued through Heirloom Life is subject to a standard solicitor quality review. For complex situations, you can communicate directly with our partner lawyers through your Vault.
Keep what your executor may one day need, organised.
Your Will, asset register, and notes are stored securely in your Vault, always up to date. Brief your executor on where everything lives - no filing cabinets, no scattered paperwork.
Your complete financial picture, alongside your estate.
Connect your bank accounts securely through Basiq, a Consumer Data Right accredited intermediary. Your account name and balance appear alongside your manually entered assets. Heirloom never sees your banking credentials - you authenticate directly on Basiq's consent page. Balance data only, no transactions. Consent lasts 12 months and can be revoked from your Vault at any time.
The events that change your estate - and that most Wills miss.
Marriage
Automatically revokes a prior Will in most Australian states
Divorce
Revokes gifts and executor appointments to former spouses in most states
New child
May affect guardianship and equal-distribution clauses
Property purchase or sale
Updates the asset register; specific gifts may need revision
Business sale or transfer
Can significantly change your estate composition
Death of named executor
Requires appointment of a replacement before the Will is actionable
Rules vary by state. Heirloom Life is available across all Australian states and territories - your Will is drafted to the specific requirements of your state.